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Types of Bankruptcy
There are 3 main types, or chapters, of Bankruptcy:
Chapter 7 Bankruptcy - Clients who qualify are able to completely wipe out any "unsecured debt", including credit cards, many judgments, medical bills, and repossessions. .
Chapter 13 Bankruptcy - Clients who qualify are in most cases able to stop repossessions and foreclosures, refinance their cars, and rework past-due payments owed on home mortgages. We provide a safe and secure way for clients to get back on their feet and face a brighter future.
Chapter 11 - Reorganization Under the Bankruptcy Code - The chapter of the Bankruptcy Code providing (generally) for reorganization, usually involving a corporation or partnership. (A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. People in business or individuals can also seek relief in chapter 11.)